Jack VanDerhei of Morningstar's Center for Retirement and Policy Studies on the Saver's Match, federal auto-enrollment, and the design choices that could make — or break — a federal retirement savings program.

Grab an iced coffee and settle in. This week, we’re featuring Teresa Ghilarducci, updates from the states, insights from the Aspen Leadership Forum on Retirement Savings, and, of course, a fresh serving of Hot Sauce! and Pix of the Week.

One of the nation's sharpest minds on retirement security talks universal access, automatic enrollment, the new TrumpIRA executive order—and why Teresa Ghilarducci believes every worker deserves a deferred Saturday.