Andrew Remo of ACLI shares the latest thinking on turning retirement savings into income for life—and four bold proposals that could help shape the future of retirement security.

We’ve turned 250! Don’t we look great for our age? The anniversary got us thinking about retirement through the years. We know the pilgrims didn’t have pensions … right. But we do, and we need them.

In this conversation, Jack Towarnicky shares his perspective on the future of retirement savings, including why he views state auto-IRAs as suboptimal and his “100% Participation” concept—a withholding-based approach designed to reach every wage earner without adding employer burden.