WELCOME TO
MASSENA ASSOCIATES

Retirement security matters. But many of us in America aren’t there today. 

In the US, where 40% of the workforce aren’t offered work-based retirement access and another 15% work on an independent basis, we don’t save enough. 

In other cases our work-based retirement plans miss some of the human-friendly elements that help us get and stay on the right road: automatic enrollment, automatic escalation, and thoughtful design that simplifies creating a retirement paycheck.

There is a better way.

Simple interventions can help people save, more, sooner and retire with better, more secure incomes.

Innovation comes in many forms – from new retirement savings programs that automate payroll-based savings for previously uncovered workers, to thoughtful new offerings that help people create retirement paychecks.

As governments and providers, you’re navigating a new and changing landscape with limited budget and resources. You may be headed into a space few others have gone before. You want to get it right.