In this edition we’re serving up a delectable s’more of content. You know, a little melty chocolate on a graham cracker with a fluffy browned marshmallow of goodness. Pull up your camp chair, settle in, take a sip of lemonade—soft or hard—and enjoy an action break with us.

This week we’re sitting down with Karen Andres and KC Boas from the Aspen Institute Financial Security Program to explore what’s ahead for all things inclusive saving and investing. We cover some ground: Trump Accounts, the 2027 Saver’s Match rollout, and fresh thinking about financial diaries. Their take? America’s retirement system has some unfinished business.

We took a little break from the newsletter last year—but we missed you and we’re back! Welcome to the Campfire Series: a place to share stories that inspire, surprise, and remind us we’re in this together.