In this conversation, Danielle Gladstone of State Street Investment Management shares insights on participant engagement, behavioral finance, and what it takes to make retirement benefits truly effective.

We’re launching the RSM Ocean Series, exploring new possibilities in retirement security. This issue features AARP’s David John on Auto IRA Plus, a snapshot of State Auto IRAs, two proposals side by side, and Pics of the Week.

In this conversation, AARP Senior Strategic Policy Advisor David John reflects on the origins and impact of the Auto IRA—and shares his vision for its next evolution, Auto IRA Plus.