We’re riding a wave of fall energy and retirement innovation into January. Hop aboard the Retirement Security Surfboard for Andrew Remo of ACLI on Making It Pay, State Auto IRAs by the numbers, updates from the states and Washington, Hot Sauce Cool Stuff—and, of course, Pix of the Week.

Andrew Remo of ACLI shares the latest thinking on turning retirement savings into income for life—and four bold proposals that could help shape the future of retirement security.

Summertime! … and the livin’ is easy … we wish you this refrain as an earworm and a state of being as we make our way to the end of August. Grab your cold (root)beer and sidle up. We’re going to put a few things in your backpack as you get ready for fall.