We’re launching the RSM Ocean Series, exploring new possibilities in retirement security. This issue features AARP’s David John on Auto IRA Plus, a snapshot of State Auto IRAs, two proposals side by side, and Pics of the Week.

In this conversation, AARP Senior Strategic Policy Advisor David John reflects on the origins and impact of the Auto IRA—and shares his vision for its next evolution, Auto IRA Plus.

Happy Holidays! As 2026 approaches, let’s pause before hitting fast-forward. We’ve rounded up a great mix for you today—three juicy deep dives, a handful of quick reads, and some fun photos to close it out.