Michael Kreps helps shape today’s retirement landscape. As Chair of Groom Law Group’s Retirement Services Group, he advises clients on complex retirement and health plan issues with deep technical and policy expertise.

Fall is here—the air is crisp, the rain is steady, and the fire is warm. Grab your mug and settle in for a quick catch-up from our corner of the world. Here’s what we’ve got for you today: I Am Saving—Not! with Tracey Foley, a cool $2.5 billion update, What Employees Want, Good Stuff and Other Stuff, a dash of Spicy Stuff … and Pix of the Week!

After 30 years at Principal, researcher Tracey Foley knows how to ask—and parse—the right questions. Today we dig into what automaticity is doing to participation, in helpful and not-so-helpful ways. Hint: maybe more, not less.