This week we have the pleasure of chatting with David Derryck, serial entrepreneur. We met David in his role as Chief Impact Officer at SaverLife.org, a non-profit fintech that employs gamification and behavioral science to build savings habits for low to moderate income individuals. Most recently, David launched BuyBlack.org to drive traffic and revenue to Black-owned businesses using web3 tools. Today we talk about both.

❤️ It’s the season of love, affection, and a little pampering! Celebrate with joy and let us help you catch up on the latest in retirement security. Grab some chocolates, get cozy, and dive in!

This edition features Mateo Galindo Lozano of CHCF on Planificación de Jubilación in community, key updates from Maryland, New Jersey, New Mexico, and Oregon, a hot take on SECURE 2.0 employer incentives, Hot Sauce and cool finds, and Pix of the Week. Enjoy!

This is Part 3 in a series covering key elements of SECURE 2.0, entered into law as part of the 2023 Appropriations Act (Division T).

We’ve just covered Automatic Enrollment and the Saver’s Match, one auto-feature, and one incentive with an auto-feature. Now we’ll focus on straight-out incentives to employers to start new plans.