This week we chat with Ida Rademacher, Vice President and Director of Aspen’s Financial Security Program, and Karen Andres, Director of Policy and Market Solutions for the Program. We’re hitting four hot topics: the power of automatic enrollment. What happens when we re-imagine retirement? Innovation among our financial services providers. And maybe most importantly, the call for a national strategy on financial inclusion.

Defaults and Anchors are powerful because they operate on three behavioral principles. They make choices easy. They provide an implicit endorsement. And they endow users with a status quo that they have to actively choose to change. How can you use defaults and anchors to give your users a big nudge toward better outcomes? With Perry Wright of Duke University.

We love summer! In between work days and getting things done, we hope you’re enjoying the sun where you are. Grab a lemonade. We’re here to catch you up on the world of retirement security, and just a bit more:

• Will Sandbrook on Nest UK, age ten.

• Frrreshhh state metrics

• Updates from California, Colorado, Illinois, Maine, New Mexico, and Hawaii.

• Can tuning your design lead to better user outcomes? Behavioral scientist Perry Wright opines.

• Hot Sauce! … new research from our esteemed friends across the US.

• And, PIX of the Week! – we’re taking you outdoors and to the beach 🌅