With Thanksgiving around the corner, grab a cocoa and join us by the (imaginary) cabin fire for a quick dose of smart fun. We’ve got Michael Kreps on 2025’s Quiet Retirement Revolution, a State Auto IRA check-in, news highlights, insights from the road, a few spicy takes, and—naturally—our Pix of the Week.

Michael Kreps helps shape today’s retirement landscape. As Chair of Groom Law Group’s Retirement Services Group, he advises clients on complex retirement and health plan issues with deep technical and policy expertise.

Greetings, Peeps. This week:

• Treasurer Stacy Garrity: Fresh perspectives on savings and impact

• The latest state Auto IRA metrics and some impressive growth rates

• A closer look at Colorado, Illinois, New Jersey, New York State, Oregon, Virginia, California, Hawaii, Mississippi, and Pennsylvania

• Implementing something? Teambuilding Tips from a Pro.

• Hot Sauce, Cool Stuff: What’s everyone reading? Must knows.

• And, you got it, cooool Pix of the Week!