We’re riding a wave of fall energy and retirement innovation into January. Hop aboard the Retirement Security Surfboard for Andrew Remo of ACLI on Making It Pay, State Auto IRAs by the numbers, updates from the states and Washington, Hot Sauce Cool Stuff—and, of course, Pix of the Week.

Summertime! … and the livin’ is easy … we wish you this refrain as an earworm and a state of being as we make our way to the end of August. Grab your cold (root)beer and sidle up. We’re going to put a few things in your backpack as you get ready for fall.

Happy 250th! We hope your celebrations have been wonderful. Summer is in full swing, and we’re taking a moment to enjoy the season with an iced Wilds Now Craft Instant Coffee (Voyager Blend) and a splash of cream. Grab your favorite beverage, settle in, and enjoy this month’s newsletter.